M-TAN (Mobile Transaction Number)

atms offers state-of-the art authentication solutions like the ones that are widely used in the banking sector today.

With this solution, a special (alpha)numeric PIN code, which is valid for a limited period of time, is sent by text message to a user’s mobile phone (previously registered). The TAN, which is transmitted via the mobile network, has to be entered in the browser by the customer in order to authorise a specific transaction.

M-TAN solutions are particularly safe because:

• The M-TAN is generated by the planned transaction and can therefore only be used for this transaction

• The user needs to have the relevant, previously registered mobile phone, as well as the user name and password

• The M-TAN automatically expires after a set period of time

For banks that want to

• offer their customers modern customer service

• make online banking as simple as possible

• transmit transaction numbers in a secure way

 
Benefits

• No additional costs for the user

• Hosted, high-availability solution that is monitored 24/7

• Reduced operating and support costs for the bank

• High level of protection against banking trojans

• Easy to use